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Legal

Last Updated: February 4, 2025

Terms of Service

Overview

cardzen.app ("the Site") is an informational tool that displays credit card reward information. The Site is not affiliated with any financial institutions or card issuers.

Not Financial Advice

The information provided on this Site is for general informational purposes only. It should not be considered financial or investment advice. Always conduct your own research and consult with a qualified financial advisor before making any financial decisions.

Data Accuracy

While we strive to maintain accurate and up-to-date information:

  • All reward rates and information are collected from publicly available sources
  • Card terms, conditions, and rewards can change frequently
  • Users should verify all information directly with card issuers
  • We provide source links where available for verification

No Warranties

The Site is provided "as is" without any warranties, expressed or implied. We do not warrant that the information will be error-free or uninterrupted.

Limitation of Liability

cardzen.app and its operators shall not be liable for any damages arising from the use or inability to use the Site or any information contained within.

Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the content or privacy practices of these sites.

Privacy Policy

Information Collection

We collect minimal information to operate the Site effectively:

Analytics

We use Vercel Analytics to understand site usage patterns. This service collects:

  • Pages visited
  • Time spent on site
  • Referring websites
  • Geographic location (country level)
  • Browser type and device information

No personally identifiable information is collected through analytics.

Information You Provide

  • We do not require account creation
  • We do not collect or store any personal information
  • We do not collect credit card numbers or financial information
  • We do not store search history

Cookies

  • We use essential cookies required for site functionality
  • No third-party advertising cookies are used
  • You can disable cookies through your browser settings

Data Usage

Analytics data is used solely to:

  • Improve site functionality
  • Understand user behavior
  • Monitor site performance

Data Sharing

We do not sell, trade, or transfer any user information to third parties.

Changes to This Policy

We may update these policies occasionally. Changes will be posted on this page with an updated revision date.

Contact

For questions about these policies, contact hello@cardzen.app